Ruby Lane requires that all shipments be insured unless declined by the
buyer using the Decline Insurance option during the Checkout process. Each
shop determines if they allow a buyer the option to decline insurance on
the shipment of an item at the time they list their item for sale.
If a buyer requests that an item not be shipped insured, using the Decline
Insurance option at Checkout, the shop owner is then not responsible for
loss or damage to that item in shipping.
Where insurance is a requirement or is included in the shipping costs, the
Decline Insurance option will not be available during Checkout.
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